Bancovo understands that the online lending process has to be as simple and intuitive as booking a hotel room or taking a taxi. Customers are presented with a selection of binding offers from banks and lending companies a few seconds after filling out all required information.
How to ensure convenient, fluent onboarding process which takes no more than a few minutes? That’s the role of technology. Tech and data are for building exceptional user experience. Customers who want to rent furniture can choose verification via Kontomatik and be redirected to their bank's app or online banking page, where they log in to complete the onboarding.
Capital Service main goal is to provide a high level of customer satisfaction and ensures the highest standards of service. They decided on partnership with Kontomatik to transform their traditional channels of sales in a fully digital customer path and create new products.
Smartneys' goal is to make their clients' lives easier and provide them with the most suitable offer. To achieve this, they choose open banking technology provided by Kontomatik<
Customers expect an intuitive and fluid experience. Working with Kontomatik enables us to optimize the onboarding process further and improve our credit risk management among our borrowers.
COVID-19 is putting credit models to the test - they might lose their predictive power when faced with the kind of unique pandemic circumstances. Some companies are trying to fix, modify or replace them to fit the new reality. But if we build our risk assessments on the solid data ground, changes in the environment should not affect the process. Check how solid data ground should be prepared.
AI will not replace a reliable, classic banking assessment, but a solid banking assessment supported by advanced machine learning methods will quickly replace the assessment without it
Kontomaitk No. 1 again. Polish Financial Supervision Authority granted first AISP status on Polish market.
The condition of the bank's APIs before a bit more than thirty days before the transition to open banking is not ideal. The banks are worried, the providers of API connections are worried and their clients are also worried. However, if you analyze scenarios that can happen after September 14, you will find only one conclusion - clients have no reasons to be concern.
The fact is that for two months before the deadline, the APIs are far from perfect, and the provision of services based on them is in doubt.