Fintech Blog

Sat, Jul 11, 2020

80% of customers choose open banking - Bancovo transforms financial services with Kontomatik

Bancovo understands that the online lending process has to be as simple and intuitive as booking a hotel room or taking a taxi. Customers are presented with a selection of binding offers from banks and lending companies a few seconds after filling out all required information.

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Thu, Jul 2, 2020

Open banking and data building a new level of user experience in e-commerce

How to ensure convenient, fluent onboarding process which takes no more than a few minutes? That’s the role of technology. Tech and data are for building exceptional user experience. Customers who want to rent furniture can choose verification via Kontomatik and be redirected to their bank's app or online banking page, where they log in to complete the onboarding.

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Thu, Jun 25, 2020

Capital Service and Kontomatik transform traditional channels of sales in fully digital customer path

Capital Service main goal is to provide a high level of customer satisfaction and ensures the highest standards of service. They decided on partnership with Kontomatik to transform their traditional channels of sales in a fully digital customer path and create new products.

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Mon, May 25, 2020

How Smartney created an exceptional user experience with open banking

Smartneys' goal is to make their clients' lives easier and provide them with the most suitable offer. To achieve this, they choose open banking technology provided by Kontomatik<

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Thu, Apr 30, 2020

Matching people who have money with those who need them via technology.

Customers expect an intuitive and fluid experience. Working with Kontomatik enables us to optimize the onboarding process further and improve our credit risk management among our borrowers.

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Fri, Apr 17, 2020

Measure changes to reflect the impact of COVID-19

COVID-19 is putting credit models to the test - they might lose their predictive power when faced with the kind of unique pandemic circumstances. Some companies are trying to fix, modify or replace them to fit the new reality. But if we build our risk assessments on the solid data ground, changes in the environment should not affect the process. Check how solid data ground should be prepared.

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Mon, Feb 10, 2020

The short story of how machine learning knocked rules-based systems into a cocked hat

AI will not replace a reliable, classic banking assessment, but a solid banking assessment supported by advanced machine learning methods will quickly replace the assessment without it

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Mon, Sep 30, 2019

Kontomatik with AISP status from Polish Financial Supervision Authority

Kontomaitk No. 1 again. Polish Financial Supervision Authority granted first AISP status on Polish market.

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Wed, Jul 31, 2019

14th September and Banking API doesn’t work? It is not your worry dear client!

The condition of the bank's APIs before a bit more than thirty days before the transition to open banking is not ideal. The banks are worried, the providers of API connections are worried and their clients are also worried. However, if you analyze scenarios that can happen after September 14, you will find only one conclusion - clients have no reasons to be concern.

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Tue, Jul 30, 2019

September 14 and they lived happily ever after? Four months of work with banking API - summary

The fact is that for two months before the deadline, the APIs are far from perfect, and the provision of services based on them is in doubt.

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