We are enabling open banking-based ideas for business
Whichever your institution type or budget, Kontomatik has the solution. If you are looking partner to empower your business with banking data or have ideas to create new product or service with open banking – we are ready to support. Check how Kontomatik features may help your business.
Know Your Customer
Verify your customer online by extracting his personal data from his online banking. Automate the process and make it quicker and easier.
Customer onboarding
Onboard your customers with easy-to-use widget - simplify the process and move it to online channels. Use the data from user banks accounts to remove manual actions, create a seamless customer experience and increase conversions by making the process easy and error-free.
Income and account number verification
Get access to real-time and reliable data about client’s income structure and verify bank account number before making any transfers. Make more accurate assessments and increase acceptance rates.
Credit scoring uplift
Use fully customized on every stage machine learning based credit scoring insights to reduce default rate and increase acceptance rate at the same time.
Fraud prevention
Verify your customer identity online, check account background and authenticity, verify financial status to improve risk management and reduce frauds.
Access to user transaction history and transaction categorisation
Check customer transaction history and understand his inflows and outflows - you can gauge trends and metrics across various dimensions like revenue, loans, lifestyle, healthcare spending, recurring money obligations and other.
