Kontomatik | Financial data aggregation & solutions for financial analytics

Improve customer conversion in your online channels

Whichever your financial institution type or budget, Kontomatik has the solution. Decrease the abandonment rate in your loan application process - allow customers to share the necessary financial data for creditworthiness checks quickly via easy to use step.

For Banks

Digitalize customer journey and enhance new customer scoring & profiling.

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For Lenders

No compromises between smooth customer onboarding and data availability for scoring.

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For Fintechs

Real-time access to banking data. Perform KYC, access raw data or financial behaviour insights.

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Experience and trust are probably the most important features in our business.

We started working on them in 2009 and continue doing so every day.

Secure

Kontomatik has ISO 27001 certificate on data security.

Compliant

Kontomatik is GDPR compliant and holds AIS licence under PSD2 (Europe Union specific).

Experience

Over 8 milion successful data imports in banks and non-bank financial institutions.

Intelligence

Proprietary Machine Learning applications for transaction Data Enrichment and financial behaviour analytics enabling more accurate credit scoring decisions.

Global coverage

We seek to accommodate your banking data aggregation needs globally. If we are not present in the region you require, we will be glad to consider this new opportunity.

Capitalize on financial behaviour insights

Having access to data is great, however, insights are what generates value. Kontomatik offers solutions from data aggregation to enrichment and financial behaviour insights. We measure our success in how much extra profit we can bring to your company.

Data aggregation

No need to connect to dozens of banks. Single integration with Kontomatik API empowers to access bank data globally.

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Data Enrichment

Labels provide context to raw transaction data massive. Use labels to meet compliance requirements on income verification and affordability checks.

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Financial Behaviour

Introduce extra data source in your scoring models. Financial Behaviour is based on hard data - bank transaction history.

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Kontomatik Insight

Get a powerful dashboard that will give you all the data you need at your fingertips.

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We speak your language, in every sense

From coast to coast, our people are spread across the globe to stay connected to the needs of local financial institutions. We have multilingual sales and customer success team supporting lending companies each day, and just as many working to keep them ahead with the latest #fintech innovations. Our own solutions are available from Latin America to across Europe, Russia and South East Asia.

From sign-up to setup, and through your customer journey, Kontomatik is with you every step of the way.

Benefit from PSD2 regulation and Open Banking infrastructure in Europe

Kontomatik is a licenced Account Information Services Provider (AISP) operating across Europe. Take advantage of having a single integration hub to connect to Bank Open APIs.

No worries, it will not affect the access to Financial Behaviour insights!

“Kontomatik has provided us with the solutions to ensure that our credit decisions are effectively put into place across all of our business aspects and to manage loan applications in a much more efficient manner. We have been using Kontomatik for almost a year, and the service has a significant impact on our lending proces.“

George Roukov, Head of International Business Development | Credissimo AD

“The possibilities are limitless with such a small API and so much information available thanks to it.”

The 5 Most Useful APIs in the Financial World | The Huffington Post

“The 5 Most Useful APIs in the Financial World | The Huffington Post”

Top Banking APIs | Medici

Kontomatik in numbers

130+

Integrated banking partners

13

Markets available

8M

Imports

Market leaders use Kontomatik

A platform that facilitates choice, simplicity and performance. All this is backed by caring expert support so that you stay focused on what you do best, win as an individual and succeed as a business.

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