We deliver banking data to boost your business

Business around the world transforms their services with Kontomatik

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We are enabling open banking-based ideas for business

Whichever your institution type or budget, Kontomatik has the solution. If you are looking partner to empower your business with banking data or have ideas to create new product or service with open banking – we are ready to support. Check how Kontomatik features may help your business.

Know Your Customer

Know Your Customer

Verify your customer online by extracting his personal data from his online banking. Automate the process and make it quicker and easier.

Customer onboarding

Customer onboarding

Onboard your customers with easy-to-use widget - simplify the process and move it to online channels. Use the data from user banks accounts to remove manual actions, create a seamless customer experience and increase conversions by making the process easy and error-free.

Income and account number verification

Income and account number verification

Get access to real-time and reliable data about client’s income structure and verify bank account number before making any transfers. Make more accurate assessments and increase acceptance rates.

Credit scoring uplift

Credit scoring uplift

Use fully customized on every stage machine learning based credit scoring insights to reduce default rate and increase acceptance rate at the same time.

Fraud prevention

Fraud prevention

Verify your customer identity online, check account background and authenticity, verify financial status to improve risk management and reduce frauds.

Access to user transaction history and transaction categorisation

Access to user transaction history and transaction categorisation

Check customer transaction history and understand his inflows and outflows - you can gauge trends and metrics across various dimensions like revenue, loans, lifestyle, healthcare spending, recurring money obligations and other.

Market leaders use Kontomatik

A platform that facilitates choice, simplicity and performance. All this is backed by caring expert support so that you stay focused on what you do best, win as an individual and succeed as a business.

Number of successful imports:

8600000
BNP
Sun Finance
Monedo
Nestbank
Alior
Bancovo

Experience and trust are probably the most important features in our business.

Secure

Secure

Kontomatik has ISO 27001 certificate on data security.

Compliant

Compliant

Kontomatik is GDPR compliant and holds AIS licence under PSD2 (Europe Union specific).

Experience

Experience

Kontomatik covered 12 million successful data imports for banks and non-bank financial institutions.

Intelligence

Intelligence

Kontomatik uses proprietary Machine Learning applications for transaction Data Enrichment and financial behaviour analytics enabling more accurate credit scoring decisions.

Global coverage

Global coverage

Kontomatik seeks to accommodate your banking data aggregation needs globally.

Hexagon Hexagon

Kontomatik Products

Having access to data is great, however, insights are what generates value. Kontomatik offers solutions from data aggregation to enrichment and financial behaviour insights. We measure our success in how much extra profit we can bring to your company.

Data aggregation

Data aggregation

No need to connect to dozens of banks. Single integration with Kontomatik API empowers to access bank data globally.

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Data Enrichment

Data Enrichment

Labels provide context to raw transaction data massive. Use labels to meet compliance requirements on income verification and affordability checks.

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Financial Behaviour

Financial Behaviour

Introduce extra data source in your scoring models. Financial Behaviour is based on hard data - bank transaction history.

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Kontomatik Insight

Kontomatik Insight

Get a powerful dashboard that will give you all the data you need at your fingertips.

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Solutions you can rely on

Kontomatik has been founded in 2009 and since then we have been committed to designing the most stable and secure connections to the banking data. Every year we add new countries and extend the coverage.

World Map
If we are not present in the region you require, we will be glad to consider this new opportunity.

Benefit from PSD2 regulation and Open Banking infrastructure in Europe

Kontomatik is the first Polish Fintech with PSD-2 license granted in Poland by Poland Financial Supervision Authority and in Lithuania, passported to other EU countries. The license has since been successfully passported from Lithuania to each of our 11 operating markets following approval from the national banks.

PSD

Try Kontomatik and get rid of “almost” in your business performance.

Business around the world transforms their services with Kontomatik.

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