Know Your Customer - complement KYC procedures

Verify your customer online by extracting his personal data from his online banking. Automate the process and make it quicker and error-free

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Verify end-customers’ identity against what is on file at the bank

Seamless customer onboarding

Seamless customer onboarding

Improve client experience trough secure, user-friendly and fast onboarding process. Verify user identity in a few seconds.

Save Time

Save Time

Replace manual underwriting by the digital process. Make decisions in seconds and allow your teams to focus on communication with the client to improve their experience.

Minimize operational risk

Minimize operational risk

Data provided directly fromm user account - no need of verification or customer details confirmation .

Security and high-quality data

Security and high-quality data

Solution compliant with the strictest of regulations: PSD2 and GDPR.

Check how open banking changed KYC approach across industries

Discover how customers succeed with Kontomatik

Putting customers first by using modern technologies

Putting customers first by using modern technologies

Kontomatik not only provides tools for customer onboarding and raw data aggregation but also creates a solid ground for risk management based on hard data – transaction history.” Piotr Strzelecki, CEO at Finansowo.pl.

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Matching people who have money with those who need them via technology

Matching people who have money with those who need them via technology

Customers expect an intuitive and fluid experience. Working with Kontomatik enables us to optimize the onboarding process further and improve our credit risk management among our borrowers.- comment Oleg Babiy, CBDO at Kviku.

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Open banking and data building a new level of user experience in e-commerce

Open banking and data building a new level of user experience in e-commerce

Kontomatik provides a secure and reliable service which eliminates manual work, saves time and money and allows us to scale and grow. - Adolfo Delibes, CPO, Rentchester

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Market leaders use Kontomatik

A platform that facilitates choice, simplicity and performance. All this is backed by caring expert support so that you stay focused on what you do best, win as an individual and succeed as a business.

Number of successful imports

7600000
bnp
Sun Finance
Robocash
Aventus
Smeo
bancovo

Simplify your process

The whole process is simple: user selects their bank and consents to share data. After redirection and completing banks’ authentication process the data are gathered and transferred to client.

Other services

Check how Kontomatik features may help your business

Know Your Customer

Know Your Customer

Verify your customer online by extracting his personal data from his online banking. Automate the process and make it quicker and easier.

Customer onboarding

Customer onboarding

Onboard your customers with easy-to-use widget - simplify the process and move it to online channels. Use the data from user banks accounts to remove manual actions, create a seamless customer experience and increase conversions by making the process easy and error-free.

Income and account number verification

Income and account number verification

Get access to real-time and reliable data about client’s income structure and verify bank account number before making any transfers. Make more accurate assessments and increase acceptance rates.

Credit scoring uplift

Credit scoring uplift

Use fully customized on every stage machine learning based credit scoring insights to reduce default rate and increase acceptance rate at the same time.

Fraud prevention

Fraud prevention

Verify your customer identity online, check account background and authenticity, verify financial status to improve risk management and reduce frauds.

Access to user transaction history and transaction categorisation

Access to user transaction history and transaction categorisation

Check customer transaction history and understand his inflows and outflows - you can gauge trends and metrics across various dimensions like revenue, loans, lifestyle, healthcare spending, recurring money obligations and other.

Your success is what drives us

Talk to our experts today to help find the right solution for unleashing your bank's potential.