Probably it is, as the data about the client is limited to demographics and credit bureau information. Quick access to precise financial data is crucial to prepare a relevant offer.
Become customers' preferred financial services vendor by offering a superior customer journey.
Replace manual underwriting by the digital process. Make decisions in seconds and allow your teams to focus on communication with the client to improve their experience.
Fight abondance rate of approved clients by your underwriting. Being the first who presents a relevant offer increases the probability of the client accepting the loan.
Your partners for POS financing, car leasing and others will appreciate the cooperation with you. Use this loyalty to generate more revenues
Use Kontomatik PDF Parser to transform bank statements into machine-friendly XML files. Eliminate manual process of reviewing PDF bank statements.
PDF bank statements are transformed into a unified XML file format, hence we support information processing from multiple accounts from various banks, covering individual and company accounts.
Each time we run number of security checks: from digital signature validation of pdf statements to integrity and coherence tests for detection of signs of modification and mathematical consistency.
On top of parsed data, we further enrich the data with Transaction Labelling and Financial Behaviour Insights.