Kontomatik - fintech solution for Banks

Digitalize customer journey and enhance new customer scoring & profiling.

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fintech solutions for banks

Enhance new customer acquisition for your bank

Probably it is, as the data about the client is limited to demographics and credit bureau information. Quick access to precise financial data is crucial to prepare a relevant offer.

Is new customer servicing a challenge

Kontomatik becomes a part of your online or mobile new customer journey allowing your potential customers to share full banking history from their existing bank. Customer's transaction history will reveal everything about income, savings, loans and so on. Make your decisions based on precise financial data.

Fraud Control

Fraud Control

Verify your customer online by extracting his first and second names, date of birth, and national ID numbers from his online banking.

Financial Transactions

Financial Transactions

Accessing your customer's financial health is not difficult once you can get the list of his incoming and outgoing transactions.

Balance Information

Balance Information

Find out the current financial state of your customer by accessing the balance data from his accounts and offer customised deals.

Value Added Services

Value Added Services

There are plenty of useful tools that work on top of our Banking API - Transaction Labelling, Financial Behaviour Insights and more.

Innovation that leads to competitive advantage

Fast and convenient loan application

Fast and convenient loan application

Become customers' preferred financial services vendor by offering a superior customer journey.

Quick time to decision

Quick time to decision

Replace manual underwriting by the digital process. Make decisions in seconds and allow your teams to focus on communication with the client to improve their experience.

Improve conversion

Improve conversion

Fight abondance rate of approved clients by your underwriting. Being the first who presents a relevant offer increases the probability of the client accepting the loan.

Become a preferred partner

Become a preferred partner

Your partners for POS financing, car leasing and others will appreciate the cooperation with you. Use this loyalty to generate more revenues

Not ready for a fully online solution?

Use Kontomatik PDF Parser to transform bank statements into machine-friendly XML files. Eliminate manual process of reviewing PDF bank statements.

Your PDF
Kontomatik
Create XML

Data transformation within 2 seconds

PDF bank statements are transformed into a unified XML file format, hence we support information processing from multiple accounts from various banks, covering individual and company accounts.

Confirm authenticity and detect frauds

Each time we run number of security checks: from digital signature validation of pdf statements to integrity and coherence tests for detection of signs of modification and mathematical consistency.

Value-added services

On top of parsed data, we further enrich the data with Transaction Labelling and Financial Behaviour Insights.

Turn PDF banking account history into DATA

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Experience and trust are probably the most important features in our business

We started working on them in 2009 and continue doing so every day.

Secure

Secure

Kontomatik has ISO 27001 certificate on data security.

Compliant

Compliant

Kontomatik is GDPR compliant and holds AIS licence under PSD2 (Europe Union specific).

Experience

Experience

Over 8 milion successful data imports in banks and non-bank financial institutions.

Intelligence

Intelligence

Proprietary Machine Learning applications for transaction Data Enrichment and financial behaviour analytics enabling more accurate credit scoring decisions.

Global coverage

Global coverage

We seek to accommodate your banking data aggregation needs globally. If we are not present in the region you require, we will be glad to consider this new opportunity.

Hexagon Hexagon

We are proud to be trusted by over a hundred
of clients from 10 countries worldwide.

Credistar
Sun Finance
Robocash
Aventus
Smeo
Loando

Your success is what drives us

Talk to our experts today to help find the right solution for unleashing your bank's potential.

We create the best solution for you and your business

Talk to our experts today to help find the right solution for unleashing your bank's potential.

For Lenders

For Lenders

No compromises between smooth customer onboarding and data availability for scoring.

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For Fintechs

For Fintechs

Real-time access to banking data. Perform KYC, access raw data or financial behaviour insights.

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