Provide more context to the data - thanks to machine learning predict whether your potential customers would repay the loan or not.
Credit scores can be customized for clients’ needs to optimise default rate and increase acceptance rate at the same time.
Depending on process you have, solution can be applied to your credit scoring model as additional guidelines or input features in your model.
Solution compliant with the strictest of regulations: PSD2 and GDPR.
Discover how customers succeed with Kontomatik.
We have based our solution on open banking to immediately provide the best user experience possible. Open banking allows us to instantly analyze transactional data and issue a comprehensive but user friendly report.” Piotr Pajda, Co-founder & CEO of simpl.rentLearn more
Customers expect an intuitive and fluid experience. Working with Kontomatik enables us to optimize the onboarding process further and improve our credit risk management among our borrowers.- comment Oleg Babiy, CBDO at Kviku.Learn more
Kontomatik provides a secure and reliable service which eliminates manual work, saves time and money and allows us to scale and grow. - Adolfo Delibes, CPO, RentchesterLearn more
A platform that facilitates choice, simplicity and performance. All this is backed by caring expert support so that you stay focused on what you do best, win as an individual and succeed as a business.
Number of successful imports
Our engineers prepared and tested over 1.2 million+ of distinct features like: recent changes in spending behaviour, likelihood of loans being spent on risky financial behaviour e.g. gambling, undocumented & informal income, increase in frivolous spending, loan loops detection and many others.
Talk to our experts today to help find the right solution for unleashing your bank's potential.