Kontomatik Open Banking

Access to end-customer accounts data from 100+ banks in Europe via a single API

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open banking

PSD2 - the game changer in financial sector

PSD2 is the European Commission's directive, which requires banks to implement APIs that will provide access to open customer data for TPP (Third Party Provider). The PSD2 aims at enhancing consumer protection, promoting innovation and raise reliability of financial services. But it also changes the way services are delivered, bringing significant modifications to the whole industry.

Open Banking Hub - a ready made PSD2 solution solving transition problems

Focus on your business rather than the implementation of standards and rules.

Access to finacial data via AIS

Access to finacial data via AIS

Get access to real time end-customer accounts data form 100+ banks in Europe via a single API.

Kontomatik UAB licensed AISP

Kontomatik UAB licensed AISP

We have a right to connect to Bank Open APIs for account information in 11 markets in Europe covering: Poland, Czech Republic, Spain, Portugal, Italy, Baltic States, as well as, the UK, Germany and France.

Ready for fallback

Ready for fallback

The fallback mechanism is an emergency exit that can be used when the banking API is unavailable. It consists of enabling direct access to the account. In most cases it will be done via technology already known on the market - Screen Scraping.

KYC and Data Enrichment

KYC and Data Enrichment

Verify your customer online by extracting account owner name and surname and address details via API and next, turn unclear data into meaningful insights with Machine Learning and Kontomatik Labeling.

Consents Management

Consents Management

The solution includes consent management module and ensures full compliance with the GDPR and PSD2.

Hexagon Hexagon

AIS - a new way to access customers' banking activity

PSD2 and Open Banking are radically changing the finance industry by opening the way to innovation and security within the account information services (AIS). AIS allows for aggregation of information on the balances, giving an easy online overview of clients finances.

Fallback option – keep your business up

Every banking API should be ready to work until 14th September. However, there may occur problems with accessibility or APIs may have some technical issues. Can you afford to stop your business? Kontomatik has the solution – you can perform your business activities with fallback channel. In the case when Bank API fails you can connect to your customer account via direct access. With Kontomatik Open Banking you have both options available at any time - without disturbing your work and user experience.

PSD

Scope of data

Decrease the abandonment rate in your loan application process - allow customers to share the necessary financial data for creditworthiness checks quickly via easy to use step.

Transaction history

Transaction history

Get access to transaction history details including transaction date, description, type, amount and currency

Accounts Data

Accounts Data

Get access to crucial information about the account's (account's name, type, balance, and currency)

KYC

KYC

Extracte account owner data

We are proud to be trusted by over a hundred
of clients from 10 countries worldwide.

Credistar
Sun Finance
Robocash
Aventus
Smeo
Loando

Your success is what drives us

Talk to our experts today to help find the right solution for unleashing your bank's potential.

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