Kontomatik Banking API

An API that allows financial institutions access customers' banking activity

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Kontomatik products are already used and loved by these brands

Are you almost making decisions based on precise financial data?

While government agencies, airlines, Google, Facebook, and LinkedIn all share their collected data with the outside world through APIs, each bank would rather keep data to itself. Having access to the users' financial data opens a whole set of benefits for your company - better fraud prevention, online KYC, increased acceptance rates, and more.

Thanks to the data supplied by Kontomatik, the world of finance has just got itself a banking API, through which — with the user’s consent — you can obtain financial information about the customer.

Know Your Customer Data

Verify your customer online by extracting his first and second names, date of birth, and national ID numbers from his online banking.

Financial Transactions

Accessing your customer's financial health is not difficult once you can get the list of his incoming and outgoing transactions.

Balance Information

Find out the current financial state of your customer by accessing the balance data from his accounts and offer customised deals.

Useful Add-ons

There are plenty of useful tools that work on top of our Banking API - Financial Health Indicator, Transaction Labelling and more.

How does Kontomatik Banking API work?

Kontomatik can be integrated in a number of ways for your organisation, however, most of our clients prefer to use a SaaS integration model. This type of integration is mostly chosen due to its stability, enhanced security and the fact that there are almost no efforts needed to set it up.

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All the thing you need to know about Banking API and its features

Banking API: The Driving Force Behind the Fintech Revolution

If tech companies want to dominate an established market, they want to create a disruptive technology. Their product needs to outshine all of the current market leaders. ...

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What is a Banking API?

APIs are the foundation of the modern web. As an abbreviation for Application Program Interface, APIs facilitate communication from one platform to another. ...

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Why All The Hype?

If APIs are so common among modern industries, why has API Banking only recently become such a hot trend? The financial sector is the heart of modern business. Every change needs to be carefully examined in order to understand the global implications. ...

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Public APIs

What is possible with banking APIs? The opportunities extend well beyond the framework laid out in the PSD2. However, these regulations do give us a clear outline of capability will see. To make sure that the transition to open banking goes smoothly, the PSD2 is being implemented in two distinct stages. ...

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Private APIs

Just as language is a set of standards and rules that allow us to communicate ideas, APIs regulate the type and format of data shared between platforms. For two people to communicate effectively, it’s essential that they speak the same language. ...

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Who Benefits from API Banking?

Anytime a market is disrupted the competitive landscape changes. Some businesses stand to gain, while others suffer losses. API banking is certainly a disruptive technology, but there are no clear losers. This technology has value to all stakeholders. What makes this disruption different from others? ...

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Applications of Banking APIs

Perhaps the most exciting application of this new technology is in BaaS (Banking as a Service) platforms. The concept behind BaaS products is to provide a single unified platform that can be used to handle all consumer financial transactions. ...

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Tomorrows Standard

For now, API integration has allowed many businesses to get a competitive edge. Loan providers have a faster application process, regulated industries can verify customer information instantly, and data analysis can be performed automatically. ...

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